Loans Closed in 5 days or Less.
100% Financing for the Purchase of Rehab and Rental Properties
EASY 3 STEP PROCESS
1. APPLY IN MINUTES
2. GET APPLICATION FEEDBACK
3. RECEIVE FUNDING
Fix & Flip Loans
Financing for up to 90% of the purchase price + 100% of renovation costs for rehab projects, not to exceed 75% of the after-repair value.
Plus, interest only charges on your outstanding balance, not on the rehab holdback so you don’t pay for the funds you aren’t using.
Property Types: Fix and flips, distressed properties, and non-arm's length transactions
Loan Amounts: $100,00 - $12,000,000
Terms: 6 months to 20 years - interest-only, partially-amortized, and fully-amortized loans available.
Loans Available: Loans are available to individuals, trusts, corporations, and limited partnerships
Loans Closed in 5 days or Less. Quick, Simple, and Reliable.
Mulit - Family Loans
Short-term and long-term financing options for real estate investors. Whether you are looking to fix & flip properties or hold properties for rental income, we have flexible options that are suited to your needs.
Collateral:
Multi-Family Apartment Buildings (5+ Units); Mixed-Use Properties (Residential Space Must Represent 70%+ of the Property's Total Square Footage)
Term:
12 – 18 Months (Extended Terms Available)
Loan Amount:
Short-Term: $250k – $2.5M ($1M Max per unit)
LTV:
Stabilized Bridge
Purchase: Up to 75% of the As-Is Value
Refinance: Up to 70% of the As-Is Value
Cash-Out: Up to 65% of the As-Is Value
Fix & Flip
Purchase: Up to 80% of the Purchase Price + 100% of Renovation Costs
Refinance: Up to 75% of the As-Is Value + 100% of Renovation Costs
Cash-Out: Up to 70% of the As-Is Value + 100% of Renovation Costs
DSCR BASED LOANS
Long-Term Rental Loans
This loan type is for long-term cash flowing properties and provides up to 80% LTV. DSCR stands for "Debt Service Coverage Ratio" and provides a take-out of an existing loan or purchase.
This loan features:
30-year fixed term, 5/1 ARM & 10 year interest only options
$75k - $2M
Property types include mixed-use, up to 20 units, condos
LTV up to 75% cash-out or 80% rate and term
Minimum 640 FICO required
Short closing times
Cash-Out Refinance
Our cash-out refinance loans are suitable for those looking to purchase commercial and/or residential properties. Traditional lenders tend to have strict loan parameters that lock out many would-be buyers. Our cash-out refinance loans are a key way of getting cash now by refinancing an existing mortgage for a greater amount. We can expedite this process, getting you cash right now!
With traditional lenders limited to strict loan parameters, We , focus on equity over borrower financials. This gives our clients the liquidity needed for their individual situation. Our underwriting guidelines for cash-out refinance loans focus on equity, not borrower credit. We have originated cash-out refinance loans for borrowers with low credit scores, prior bankruptcies, and foreclosures. If a bank turns you down for a cash-out refinance loan, call us!
GROUND UP CONSTRUCTION LOANS
We can provide financing to cover all of your ground-up construction needs. This program offers an 18-month term to make sure your project is well-funded from start to finish.
This loan features:
Requires FICO greater than or equal to 640
Loan term of 8, 12, or 18 months
100 financing up to 70% ARV
Loan size $50K - $1M+
The approval for this loan is based on ground up constrution experiance, cash for closing + 6 months reserve along with credit and income
At least 1 verifiably completed ground up within the most recent 12 months is required OR 4 verifiable completed projects with in the last 3 years.
Land must be purchased in advance, have a foundation poured with permits approved for building.
Why GSD Funding?
GSD Funding is invested in your immediate and long term success! Whether you’re looking for a Fix-to-Flip or Fix-to-Rent loan, we’re very unique among private money lenders because we analyze borrowers as a whole, and work to match your specific goals to a loan product with the term that’s perfect for you. Other hard money lenders stick to hard-and-fast formulas when deciding whether to approve or deny a loan, but not GSD Funding. Instead, we review an applicant’s full financial picture and use common sense underwriting to make our decision. Overall, we’re looking to work with financially-responsible borrowers who want to make their mark in real estate investment. Give us a call, you will not be disappointed.
Frequently Asked Questions
Can I get a loan from GSD Funding as a first-time flipper?
Yes, GSD Funding is the perfect resource for first-time flippers looking ot receive funding for their project.
Do you offer any tools to help me understand my options?
Your best resources are our Senior Account Executives! Our Senior Account Executives are trained to walk you through the application process from start to finish. Our Senior Account Executives have experienced all kinds of scenarios and have a high-success rate on getting you a fast CTC.
How much money can I borrow?
Some of our available loans will provide up to 100% financing on your real estate project, up to 70% ARV (after repair value)
How do I apply for a GSD Funding loan?
LHead over to our prequalification using the prequalification button at the top of our website.
What documents will I need in addition to the application?
Business entity documents, 3 months of most recent bank statements, and a copy of your drivers license are required to get started with Suncrest Capital.
PRIVACY POLICY
All Rights Reserved 2024
GSD Funding is a website operated by KL Unlimited, LLC. By accessing this site and any pages thereof, you agree to be bound by our terms of use and privacy policy. The use of this website does not constitute an application for a mortgage loan or an offer by GSD Funding to lend.
This is not an offer to lend. All offers of credit are subject to due diligence, underwriting and approval. Not all borrowers will qualify and not all borrowers that qualify will receive the lowest rate or best terms. Actual rates and terms depend on a variety of factors and are subject to change without notice.