Transforming Real Estate Financing: Easier, Faster, Smarter Solutions
THE PROCESS
How Does It Work?
1. Apply in Minutes
2. Get Application Feedback
3. Receive Funding
Real Estate Loans
Flexible Financing Solutions
Fix & Flip Loans
Flexible Financing for Real Estate Investors.
Fast real estate loans with competitive rates starting at 9.99%
640 Credit Score
NO MONTHLY PAYMENTS
True deferred payments - no payments until loan repays
Five year lookback for experiance
Loan Amounts: $75K - $2.5M
Property Types: Residential (SFR & 2-4 Unit's)
No hard credit pulls
No tax returns or bank statements required
Debt-Service Coverage Ratio (DSCR) loans
Flexible Financing for Real Estate Investors
Industry Low Rates
LTVs: Up to 85% (Acquisitions/Rate-Term Refi), 75% (Cash-Out)
Credit Score: 640 Minimum
DSCR: No minimum
30-Year Fixed Rate Mortgages (ARMs / 10-Year Interest Only available)
Up to 10-unit residential properties
Short Term Rentals OK, Qualify with AirDNA Projections
Nationwide Coverage (except ND, NV, SD)
Ground Up
Construction Loans
Flexible Financing for Real Estate Investors.
Loans from $75K to $2 Million Per Unit
First Time Builders welcome
Credit Score: 660
Up to 85% Loan to Cost (LTC)
Up to 70% Loan to Value (LTV)
NO Prepayment Penalty
9-12 Month Term (w/extension provisions)
Discounted pricing for repeat borrowers
Geography: Nationwide (except LA, MN, MO, ND, NV, NY, SD)
Business Loans and Revolving Lines of Credit
Brick & Mortar Business's Only
Access to loan amounts from $5,000 to $1,500,000
Fixed repayment terms up to 3 years
Fast approvals and fundings in less than a week
Streamlined underwriting process with minimal documentation
Revolving Lines of Credit with Interest-Only Options
Credit Score: 651
Defer up to 50% of the loan’s principal for lower, flexible payments
All loans come with an optional line of credit
Unlimited line of credit draws for up to a year
Unlimited partial principal paydowns for up to a year
Early payoff options are available with no fees or penalties
Business Loans and Revolving Lines of Credit
Brick & Mortar Business's Only
Access to loan amounts from $5,000 to $1,500,000
Fixed repayment terms up to 3 years
Fast approvals and fundings in less than a week
Streamlined underwriting process with minimal documentation
Revolving Lines of Credit with Interest-Only Options
Credit Score: 651
Defer up to 50% of the loan’s principal for lower, flexible payments
All loans come with an optional line of credit
Unlimited line of credit draws for up to a year
Unlimited partial principal paydowns for up to a year
Early payoff options are available with no fees or penalties
Why GSD Funding?
At GSD Funding, your success is our priority, both in the short and long term. Whether you're seeking a Fix & Flip,Fix to-Rent loan or business financing loans, we stand out from other private money lenders by offering a personalized approach.
Unlike traditional hard money lenders who rely solely on rigid formulas, we take the time to understand your complete financial picture and align our loan products with your specific goals.
FAQs
Frequently Asked Questions
Can I get a loan from GSD Funding as a first-time flipper?
Yes, GSD Funding is the perfect resource for first-time flippers looking to receive funding for their project.
Do you offer any tools to help me understand my options?
Your best resources are our Senior Account Executives! Our Senior Account Executives are trained to walk you through the application process from start to finish. Our Senior Account Executives have experienced all kinds of scenarios and have a high-success rate on getting you a fast CTC.
How do I apply for a GSD Funding loan?
Use our "Apply Now" button.
How much money can I borrow?
Some of our available loans will provide up to 100% financing on your real estate project, up to 70% ARV (after repair value). $100K to $2.5Million.
What documents will I need in addition to the application?
Business entity documents, 2 months of most recent bank statements, and a copy of your drivers license are required to get started with GSD Funding.
Copyright 2025. G$D Funding. All Rights Reserved.
GSD Funding is a website operated by GSD Funding LLC. By accessing this site and any pages thereof, you agree to be bound by our terms of use and privacy policy. The use of this website does not constitute an application for a mortgage loan or an offer by GSD Funding LLC to lend.
This is not an offer to lend. All offers of credit are subject to due diligence, underwriting and approval. Not all borrowers will qualify and not all borrowers that qualify will receive the lowest rate or best terms. Actual rates and terms depend on a variety of factors and are subject to change without notice.Mobile Footer
Copyright 2025. G$D Funding. All Rights Reserved.
GSD Funding is a website operated by GSD Funding LLC. By accessing this site and any pages thereof, you agree to be bound by our terms of use and privacy policy. The use of this website does not constitute an application for a mortgage loan or an offer by GSD Funding LLC to lend.
This is not an offer to lend. All offers of credit are subject to due diligence, underwriting and approval. Not all borrowers will qualify and not all borrowers that qualify will receive the lowest rate or best terms. Actual rates and terms depend on a variety of factors and are subject to change without notice.